If you were hurt in an Uber or Lyft crash, one of the first problems is figuring out which insurance company should pay. That should not be your job while you are hurt, missing work, or trying to get your medical care lined up.
Our Springfield rideshare accident lawyers at BenGlassLaw help people prove what happened and protect as much of their recovery as possible. Our firm was founded in 1995, and our lawyers have spent decades helping Virginia injury clients deal with insurance companies after serious crashes.
If you were hurt in an Uber or Lyft crash, contact our Springfield personal injury lawyers for a free consultation.
Why Uber and Lyft Crashes Are Different
The biggest difference between rideshare accidents and regular car accidents is the app.
In a regular car crash, we usually look at the drivers, the police report, the injuries, and the auto policies. In an Uber or Lyft crash, we also need to know what the rideshare driver was doing in the app when the crash happened.
That one fact can change how insurance is handled.
For a free legal consultation call (703) 591-9829
Uber Accident Claims in Springfield
If you were hurt in an Uber crash, don’t expect Uber’s insurance to automatically apply. Whether the company’s own insurance policy applies versus the driver’s personal insurance, or another policy, depends on what the driver was doing at the time of the crash.
This is why having a lawyer helps. At BenGlassLaw, we can look at the crash report, request the driver’s app status and insurance information, gather medical records, and deal with the insurance companies for you.
We work to find the coverage that applies and make sure the claim is based on the full cost of what happened to you.
Springfield Rideshare Accident Lawyer Near Me (703) 591-9829
Lyft Accident Claims in Springfield
Lyft accident claims work in a similar way, but the details still need to be checked. A Lyft claim may involve the Lyft driver, Lyft’s insurer, another driver, or more than one policy.
We help with Lyft crash claims involving:
- Injured Lyft passengers.
- Drivers hit by Lyft vehicles.
- Pedestrians or cyclists hit by Lyft drivers.
- Unsafe stops or turns.
- Pickup and drop-off crashes.
- Lane-change crashes.
- Claims involving uninsured or underinsured drivers.
- Disputes over whether Lyft coverage applies.
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How Our Springfield Rideshare Accident Lawyers at BenGlassLaw Can Help
Our legal team can help by:
- Identifying the insurance coverage.
- Requesting rideshare driver-status information.
- Reviewing the police report.
- Gathering crash evidence.
- Collecting medical and wage records.
- Dealing with insurance adjusters.
- Calculating the full value of the claim.
- Working to reduce medical bills and liens.
- Negotiating for a fair settlement.
- Filing a lawsuit when needed.
BenGlassLaw has served injured people for decades and has recovered more than $100 million in claims and benefits.
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How Rideshare Insurance Works in Virginia
In Virginia, the insurance available after an Uber or Lyft crash usually depends on what the rideshare driver was doing in the app at the time of the crash.
If the Driver Was Logged Out
If the driver was not logged into the Uber or Lyft app, the rideshare company’s insurance usually does not apply. The driver’s personal auto policy may be the first policy to review, along with any other insurance that may apply to the crash.
If the Driver Was Logged In and Waiting
If the driver was logged into the app and available for rides, but had not accepted a ride request, Virginia requires Transportation Network Company (TNC) insurance with at least:
- $50,000 for injury or death to one person.
- $100,000 for injury or death to more than one person in one crash.
- $25,000 for property damage.
This coverage may come from the driver’s TNC policy, the rideshare company’s policy, or both. If the injuries are serious, we look for every available policy.
If the Driver Accepted a Ride
Once the driver accepts a ride request, Virginia requires at least $1 million in primary liability coverage. That coverage applies while the driver is on the way to pick up the passenger and while the passenger is in the vehicle.
Under Virginia law, this coverage continues until the driver completes the transaction in the app or the prearranged ride is complete, whichever happens later. Uninsured and underinsured motorist coverage may also apply, depending on the facts of the crash.
Why the Insurance Company May Push Back
Insurance companies do not usually start with the full value of your claim. They look for ways to pay less.
In a rideshare claim, they may argue about:
- Whether the Uber or Lyft driver caused the crash.
- Whether another driver caused the crash.
- Whether the rideshare driver was logged into the app.
- Whether a ride had been accepted.
- Whether your injuries came from this crash.
- Whether you waited too long to get treatment.
- Whether your medical bills are reasonable.
- Whether you can return to work.
This is why our Springfield rideshare accident attorneys build the claim with strong records instead of relying on assumptions.
What Money Can You Recover?
The value of your claim depends on your injuries and the insurance available. No lawyer can honestly promise a result before reviewing the evidence.
Your claim could include money for the following losses and costs, depending on your case:
- Ambulance bills
- Emergency room care
- Doctor visits
- Physical therapy
- Medication
- Future medical care
- Lost wages
- Reduced earning ability
- Pain
- Physical limits
- Property damage
- Out-of-pocket costs
Virginia’s Deadline for Injury Claims
In many Virginia personal injury cases, you have two years from the date of the crash to file a lawsuit.
That does not mean you should wait to file. Rideshare claims can involve app records, multiple insurance companies, witness information, medical records, and disputes over driver status.
The sooner we can look at the claim, the sooner we can help protect the evidence to prove what happened.
Talk With a Rideshare Accident Attorney in Springfield
If you were hurt in an Uber or Lyft crash in Springfield, talk to BenGlassLaw before you give a recorded statement or accept a settlement.
We can review what happened, explain which insurance may apply, and help you decide what to do next. Contact our rideshare accident attorneys in Springfield today for a free consultation.
Call (703) 591-9829 or complete a Free Case Evaluation form
