FAQs

• Stories from Doctors: Resources

  Watch Now The worst long-term disability policy for doctors that I've ever come across: Resources We have created a plethora of resources to help people navigate the frustrating world of long-term disability claims. Especially for doctors. Remember, we are here...

• Your Neighborhood Personal Injury Law Firm

  You made it! Thanks for scanning your Harris Teeter RX Bag to arrive here. Here's a message just from you from personal injury lawyer, Brian Glass.  

• What to Do When Lincoln Denies Your Long-Term Disability Claim

  If your Lincoln Insurance long-term disability claim was denied, you’re not alone. This article explains why denials happen and how to fight back, including options for appeals and legal action. Quick Facts Lincoln Financial denies claims due to lack of...

• What to Expect at a Personal Injury Lawyer Consultation

  If you've been injured in a car wreck or another accident in Fairfax, you might feel overwhelmed and unsure about your next steps. At BenGlassLaw, we understand how stressful this time can be, and that’s why we offer a free...

• 4 Insights From 2024 ERISA Disability Cases in Virginia Courts

  Four important trends in the ERISA Long-Term Disability Cases from Virginia Federal Courts in 2024 We recently reviewed all of the ERISA long-term disability cases from the federal district courts in Virginia, covering decisions through January 1 to November 7,...

• Reliance Standard Denied My LTD Insurance Benefits

  Been denied long-term disability by Reliance Standard? You’re not alone. Reliance Standard long-term disability insurance benefit denials are common. We'll explain why claims get denied and how to appeal and strengthen your case. Quick Facts Reliance Standard denies long term...

• How to Calculate Lost Wages in VA Personal Injury Claims

  When you're injured in an accident that wasn't your fault, the impact can extend far beyond physical injuries. Many Virginia personal injury victims experience financial strain due to lost wages from time off work for recovery and medical appointments. In...

• Prudential Long-Term Disability Denial? Here’s How to Handle It

  Prudential denied your long-term disability claim? Learn the top reasons for denial and what to do. Quick Facts Knowing the reasons Prudential denies disability claims—like lack of medical evidence and non-compliance with treatment—can help you win your appeal. After denial,...

• What’s My Lumbar Fusion Personal Injury Claim Worth?

  If you’ve recently undergone lumbar fusion surgery due to an injury, you’re likely wondering, "How much is my lumbar fusion personal injury claim worth?" The value of these claims is rarely straightforward and can be affected by factors such as...

• Should You Get a Lawyer for a Car Accident in NoVA?

  In the aftermath of a car accident in Northern Virginia, one of the first questions that may come to mind is whether it's worth hiring a car accident lawyer, or if you can handle the claim independently. With more information...

• Top 5 Reasons Courts Favor Insurance Companies in Long-Term Disability Cases

  Analysis of 59 Long-Term Disability Cases in 4th Circuit Court At BenGlassLaw, we analyzed all ERISA long-term disability cases decided by a trial or appellate court in the 4th Circuit over the last three years—59 cases total as of the date of publication....

• How Much Is My Sciatica Personal Injury Claim Worth in Virginia?

  Wondering how much your car accident sciatica personal injury claim is worth? The amount you can get depends on a few things, like how much pain you have, your medical bills, and any money you lost because you couldn’t work....

• 3 Ways to Pay Your Medical Bills After a Virginia Car Crash

  Getting injured in a car accident can be a traumatic experience, and as you focus on healing, the medical costs can quickly pile up. If the accident wasn’t your fault, understanding how to pay these bills can be overwhelming. In...

• How Much Is My Bulging Disc Personal Injury Claim Worth?

  If you had a car accident in Virginia and now dealing with a bulging disc, you might wonder about your bulging disc compensation. Each case is different, but knowing what affects your claim can help you. Key Takeaways Bulging discs...

• Can I Use My Functional Capacity Exam (FCE) to Support My Long-Term Disability Case?

  What is a Functional Capacity Exam? A Functional Capacity Exam (FCE) is a comprehensive medical evaluation typically conducted by a physical therapist to assess an individual’s ability to perform work-related physical tasks. These exams are often used in long-term disability...

• How Much Is My Compression Fracture Personal Injury Claim Worth?

  If you were hurt in a car crash in Virginia and got a compression fracture, you might be wondering how much money you can get. The amount depends on things like medical bills, time off work, pain, and how it...

• Does My Long-Term Disability Insurance Policy Continue to Pay Benefits If I Am Fired?

  Did your employer fire you while you're on disability leave? The first thought running through your mind might be, 'Will my disability benefits continue even though I've been fired?' The short answer is yes, BUT there are some very important...

• Can I Fire My Personal Injury Lawyer in Virginia?

  Yes, under Virginia law you can fire your personal injury attorney at any time. However, just because you have this ability does not mean it's a good move. Every year we talked to many claimants who are dissatisfied with the...

• How Much Is My Whiplash Personal Injury Claim Worth?

  Curious about how much is my whiplash personal injury claim worth? Typically, the value hinges on the severity of your injury, treatment costs, and its impact on your daily life. This guide will walk you through these factors so you...

• Headache After a Car Accident?

  If you’re experiencing headaches after a car accident, you’re not alone. Many people involved in auto accidents suffer from various types of pain, with headaches being one of the most common complaints. Understanding why these headaches occur and what you...

• How Much Is My Back and Spine Injury Claim Worth?

  If you’ve been hurt in a car accident and have a back or spine injury, you might wonder, "How much is my personal injury claim worth?" The amount you can get depends on a few important things: how bad your...

• What Is My Herniated Disc Personal Injury Claim Worth?

  If you've been in a car accident in Virginia and now have a herniated disc, you might wonder what your injury claim could be worth. The value of your claim can vary, depending on how bad your injury is, what...

• Can You Work While Getting Long-Term Disability Benefits?

  Working can jeopardize your disability claim. Insurance companies will use any work-related activity (including volunteer work) as grounds to deny or terminate your long-term disability benefits, often before you are fully healed and ready to return to work full-time. The...

• What if Mutual of Omaha Denies My Disability Claim?

  Mutual of Omaha will do anything to deny your short-term disability or long-term disability claim. They will pick apart your claim until the circumstances are exactly what they want, then Mutual of Omaha will deny your benefits. You might be...

• What Should I Do If I Was Hit by a UPS Driver in Virginia?

  There are several things to consider if you were hit by a United Parcel Service (UPS) driver. First, you need to know if the insurance company thinks if you are at fault for the accident. This is important in Virginia...

• How to Handle a Unum Insurance Long-Term Disability Denial

  Facing a denial from Unum for long-term disability can be tough, especially when their decision for denial is wrongfully justified. You need to know why it happened and what to do next. Keep reading to learn more about Unum long-term...

• What is the Value of My Spinal Cord Stimulator Claim?

  If you were injured in a Virginia accident that wasn’t your fault and you’re being treated with a spinal cord stimulator, you’re probably wondering what your personal injury claim is worth. Spinal cord stimulators are used to manage chronic pain...

• How Long Do Long-Term Disability Benefits Last?

  Wondering how long your long-term disability benefits last? Long-term disability insurance will cover you for a certain period, and it’s a crucial question for anyone facing a disabling condition that impacts their ability to work. Typically, long-term disability benefits can...

• What is the Average Rotator Cuff Injury Settlement Worth?

  When you're involved in a car accident that results in a serious injury like a torn rotator cuff, understanding the value of your personal injury claim becomes crucial. At BenGlassLaw, our experienced personal injury legal team knows how overwhelming it...

• What is the Value of My Trigger Point Injection Injury Claim?

  If you’ve been hurt in a car accident, your doctor might suggest trigger point injections. These injections help reduce swelling and make your muscles feel better by relaxing them. Consulting a Fairfax personal injury attorney can also be crucial in...

• The At-Fault Driver is Lying About the Accident. What Can You Do?

  You've been in an accident in Northern Virginia. You were not at-fault, meaning that you did not cause the collision in any way, but the person who caused the accident is lying. If the insurance companies believe the other driver's...

• Supreme Court Ruling Complicates ERISA Disability and Life Insurance Claims

  Recently, the Supreme Court's decision in Loper Bright Enterprises v. Raimondo, 603 U.S. ____ (2024), decided on June 28, 2024, has brought significant and potentially troubling implications for ERISA disability and life insurance claimants. While the regulations issued by the...

• What is the Value of My PRP Therapy Claim?

  After being involved in an accident that wasn't your fault, your road to recovery can be long, frustrating and most importantly painful. If you have been in a car accident and have not been able to find a cure for...

• Which Disability and Life Insurance Plans are Under ERISA?

  ERISA, the Employee Retirement Income Security Act, is a federal law that regulates employee benefit plans in the private sector. Since ERISA regulates most disability and life insurance plans that employees offer, it is important that you and your lawyer...

• Long-Term Disability from Long COVID: Understanding Your Rights

  Understanding Long Covid Long COVID, also known as post-acute sequelae of SARS-CoV-2 infection (PASC), refers to the lingering effects of COVID-19 that persist long after the initial infection. These chronic symptoms can severely impact daily life and the ability to...

• What is the Value of My Radiofrequency Ablation Claim?

  Car accidents can cause many physical challenges, from acute injuries to chronic pain. In recent years, medical advancements have introduced innovative approaches to address these issues, and one such promising technique is Radio-Frequency Ablation (RFA). If you've been in an...

• What Medical Conditions Qualify for Long-Term Disability?

  Wondering what medical conditions make you eligible for long-term disability benefits? From chronic pain and serious heart disease to mental health issues like PTSD, knowing which conditions are recognized is key to getting the benefits you deserve. In this article,...

• Will Insurance Pay My Chiropractor Bills After an Accident?

  Car accidents can result in various injuries, and one popular form of recovery is chiropractic care. If you've been injured in an auto accident in Virginia, you might be wondering who pays for a chiropractor after an accident. This guide...

• ERISA Litigation Podcast: How Doctors Should Buy LTDI

  A Crucial Safety Net for Doctors and Other High Earners Long-term disability insurance is a crucial safety net for health care professionals, especially those in physically and cognitively demanding medical specialties. As a health care provider, the ability to perform...

• ERISA Litigation Podcast: Detached Retina and LTD Claims

  Was LINA (Life Insurance Company of North America) Right to Reject Long-Term Disability Claim on Prexisting Condition?   Oral Argument: Was detached retina caused by earlier posterior vitreous detachment? Claimants who have been denied long-term disability benefits will benefit from...

• Concussion After Virginia Car Accident: What You Need to Know

  Dealing with a concussion from a car accident is challenging enough without the added stress of having to navigate the settlement process alone. You’re likely seeking information on how much compensation to expect and how to successfully negotiate your claim....

• ERISA Litigation Podcast: Did a Claimant Go Back to Work?

  Oral Argument Highlights Challenges of Wanting to Get Back to Work While Getting Paid Disability Benefits ERISA Long-Term Disability Lawyer Ben Glass is the host of the ERISA Long-Term Disability Podcast, published on Apple and other platforms. Each episode we...

• What’s a Soft Tissue Injury Settlement Worth in Virginia?

  Wondering about the average settlement for soft tissue injury car accident cases in Virginia? Settlements can vary widely, but typically range from $2,500 to over $200,000, depending on the specifics of the case. This guide will explore the nuances that...

• Contributory Negligence in VA and Your Personal Injury Case

  If you've been injured in an accident in Virginia, understanding contributory negligence is a very important aspect to your personal injury claim. Simply put, if you're found even a tiny bit at fault for the accident, your opportunity to be...

• Does My Doctor Have to Fill Out Disability Claim Paperwork?

  Getting Your Doctor to Help You With Your Long-Term Disability Claim For many long-term disability claimants, getting their doctors to fill out disability paperwork can be a challenge. The health care world is beset by insurance forms and insurance companies....

• Should I Go to the Hospital After a Car Accident?

  Deciding “should I go to the hospital after a car accident” can have significant implications for both your well-being and any legal claims. It’s not uncommon for injuries to remain hidden until after the adrenaline fades, potentially leading to severe...

• The Essential Duties of a Car Accident Lawyer

  After a car accident, having a skilled lawyer by your side is crucial. A car accident lawyer guides you through the complex aftermath, handling insurance negotiations and legal battles to ensure you receive proper compensation. This guide explains a car...

• Legal Guide to Virginia Dog Bites

  After a dog bite, you might feel overwhelmed with questions about your legal options and how to proceed for compensation. An experienced dog bite lawyer can provide the answers and support you need. This article cuts through the complexities, equipping...

• Long-Term Disability Calculation Guide

  Navigating your long-term disability claim can be complex. Our long-term disability payout calculation guide provides you with an immediate, precise estimate of your benefits. Gather essential details like salary and employment end date to calculate your insurance payout, and utilize...

• Fairfax County, VA’s Leash Law for Dog Bites

  To hold a dog owner liable for injuries in Virginia, the injured person must prove that the dog owner was negligent, and that their negligence instigated the incident. Negligence can be proven one of two ways. First, if the dog...

• Understanding The Short-Term Disability Approval Process

  Estimated reading time: 9 minutes If you’re filing for short-term disability and wondering “how long does it take to get a short-term disability claim approved?”, you’re asking a question that many of our clients ask. Approval times can vary significantly...

• How Much Is Pain and Suffering Worth in Virginia?

  If you've been involved in a personal injury case in Virginia, you might be wondering about the value of pain and suffering damages. 'Pain and suffering' is the legal term that describes the physical and emotional distress caused by an...

• Maryland Long-Term Disability Lawyer

  You are In The Right Place if You Have a Long-Term Disability Claim and you Live in Maryland You likely came to this website looking for the best long-term disability attorney you can find. Maybe you came here, as many...

• Don’t Hire the Wrong Lawyer for Your Life Insurance Claim

  When facing a life insurance claim denial, the stakes are high and the complexities of ERISA law demand specialized legal expertise. Hiring the wrong attorney can exacerbate an already stressful situation, leading to lost appeals and further heartache. Our latest...

• How to Max Out Your Long-Term Disability Claim

  Maximize Your Disability Benefits with Expert Guidance: Schedule a Consultation With BenGlassLaw Today Looking to secure your long-term disability benefits without hassle and uncertainty? With the BenGlassLaw Long-Term Disability legal team, you are in the right place. Our highly-rated and highly...

• Disability Life Insurance Referral Partners: What to Know

  If you're a lawyer getting ERISA disability or life insurance denial calls and don’t have a referral partner, we’d love you to join the hundreds of lawyers across the country who reach out to BenGlassLaw first.  The system for handling...

• Winning Long-Term Disability Benefits: A Resource Guide

  Welcome to Winning Long-Term Disability, a Resource Guide for Claimants, from BenGlassLaw BenGlassLaw is, the premier long-term disability law firm in the Mid-Atlantic region. With unparalleled expertise and a record of handling more cases than any other firm in the...

• What Damages Can You Claim After an Auto Accident?

  Getting into a car accident can be a traumatic experience, and dealing with the aftermath can be overwhelming. In Virginia, if you're injured in an auto accident that wasn't your fault, the state's law specifies several different categories of “damages”...

• How to Settle a Car Accident Claim Without a Lawyer

  If you’ve been in a car accident, you might be contemplating how to settle a car accident claim without a lawyer. This comprehensive guide is designed to navigate you through the process—from collecting evidence and estimating the value of your...

• Should I Accept a Buyout from My LTD Insurance Company?

  Are you considering a buy-out offer for your Long-Term Disability Claim? In the video at the bottom of this page, watch Lawyer Ben Glass, a leading authority in ERISA long-term disability claims, as he explains the critical aspects you should...

• Don’t Rush That Long-Term Disability Appeal

  Avoid Hasty Appeals! You probably wanted to scream the day you checked your email and found out that the long-term disability company was denying your claim. When you got on the phone with your claims handler they probably told you...

• Your BenGlassLaw Disability Pre-Claim Planning Session

  Meeting with an experienced BenGlassLaw long-term disability attorney will save you time and money and help you avoid both the classic claim process frustration and the top three mistakes claimants make when submitting an initial disability claim. All BenGlassLaw Paid...

• Top 3 Mistakes You Can Make in a Long-Term Disability Claim

  The Top 3 Mistakes In Making a Long-Term Disability Claim Filing a claim before there is sufficient medical and vocational proof in the file, thus finding yourself in the position of having quit work but getting no benefits. A doctor’s...

• MasterClass Video Series: Calculating Long-Term Disability

  Welcome to the BenGlassLaw comprehensive long-term disability  video resource center, where we've curated a selection of our most informative and frequently requested YouTube videos on long-term disability law. You can find our entire collection of long-term disability instructional videos here...

• How a Disability Insurance Claims Adjuster Examines a Case

  Watch this video to understand how a long-term disability insurance adjuster looks at your newly filed claim for disability benefits. https://youtu.be/dFHF-00f1IQ The step-by-step process a claims adjuster goes through in evaluating a long-term disability claim: Verification of Insurance Coverage: Confirm...

• ERISA Litigation Podcast: Charcot Marie Tooth Syndrome Claim

  We bring you the actual lawsuit oral arguments of long term disability claims, including claims for Charcot Marie Tooth Syndrome,  that have been denied by insurance companies*. Charcot Marie-Tooth Syndrome Disables a Nurse Charcot-Marie-Tooth (CMT) syndrome, also known as Charcot-Marie-Tooth...

• Can I Hire BenGlassLaw to Just Send a Letter to Threaten the Disability Insurance Company?

  The ONE thing our Virginia lawyers won't do for a long-term disability claimant, ever Recently, a potential client called to ask us to review the disability denial letter her insurance company sent. Our commitment to the community is to review...

• I Just Got My Long-Term Disability Denial Letter. Now What?

  Take Your One Shot at Appealing Your Case Very Carefully When your long-term disability insurance has been denied, you almost always have the option to appeal the decision. But it's crucially important that you get it right—because it may be...

• Motorcycle Accident Injury Claims: A Complete Legal Guide

  Riding a motorcycle offers a sense of freedom and adventure, but it also comes with inherent risks. Motorcycle accident injuries can be severe and have lasting effects on the injured person's life. In this article, we'll delve into the most...

• Lawyer Helps Analyst Secures Long-Term Disability Benefits. How Did They Do It?

  When Charlotte (not her real name) approached BenGlassLaw for help with her long-term disability claim, she was facing a challenging denial. As a former Senior Acquisition Program Analyst, Charlotte's debilitating medical conditions had made it impossible for her to continue...

• 9 Steps to Appealing Your Long-Term Disability Denial

  To appeal a long-term disability policy denial, you are going to use a 3-stage approach. You will gather your appeal documents and create a plan, research your policy, and finally assemble your appeal and send the documents to the insurance...

• What Happens if an Insurer Denies My Life Insurance Claim?

  https://youtu.be/z0-2t2uCFlg Stephanie Morris, a Virginia widow, faced a heartrending and frustrating legal battle against Lincoln National Life Insurance Company following the death of her husband, Stephen. Diagnosed with leukemia, Stephen passed away in 2015. His employer's life insurance policies, underwritten...

• ERISA Litigation Podcast: Win a LTD Claim for Vestibulopathy

  You would think that suffering from a combination of medical conditions, including post-concussion syndrome, severe hyperacusis, vestibulopathy (dizziness), migraines, and cognitive problems would make it "easy" to win your claim. The insurance companies, and, in this case in particular, Reliance...

• ERISA Litigation Podcast: Defeat an Insurance Company Doctor

  Beth Jordan challenged the decision of a lower court that favored Reliance Standard Life Insurance Company in a case about her long-term disability benefits from August 2, 2016, to September 18, 2017. The Sixth Circuit Court of Appeals, disagreed with...

• Mastering Long-Term Disability Claims: Expert Insight from Virginia Lawyer Ben Glass

   🔹 Welcome to a private, closed-door presentation by long-term disability lawyer Ben Glass, a renowned figure in the field of ERISA long-term disability claims. In this exclusive video, recorded at the prestigious Virginia Trial Lawyers Worker's Compensation Annual Retreat, Ben...

• ERISA Litigation Podcast: Our Fight for a Coal Miner’s LTD

  We've got an interesting story to share about a court case involving a coal miner from Southwest Virginia. This case is really important for people dealing with long-term disability claims, and it was handled by the long-term disability team at...

• The Right to Your Denied Long-Term Disability Claim File

  Listen to the oral arguments in the Fourth Circuit Court of Appeals in Richmond Virginia as long term disability attorney Ben Glass explains why Aetna insurance company violated ERISA's rules when it refused to hand over the claim file to...

• Introducing Our New Podcast: “ERISA Disability and Life Insurance Litigation”

  Dear Readers, We are thrilled to share some exciting news with you all – the launch of our brand-new podcast, "ERISA Disability and Life Insurance Litigation," available on Apple Podcasts. As a dedicated disability lawyer and a national leader in...

• Navigating Commercial Vehicle Accident Settlements in Northern Virginia

  According to a study by the Virginia State Police, there were over 10,000 commercial vehicle accidents in Virginia in 2022, resulting in nearly 2,000 injuries and over 100 fatalities. Car accidents involving commercial vehicles can be devastating, leading to severe...

• Injured in an Uber? Tips for Virginia Ridesharing Claims

  Our Fairfax, Virginia personal injury firm has handled more than our share of Uber accident cases.  In our experience, there are at least three things that make ridesharing injury claims more difficult than injury claims which you bring as a...

• 3 Long-Term Disability Questions High Earners Should Ask

  Long-term disability insurance companies should not base their disability determination on how much you earn, but the reality is, the more you earn, the more they have to pay, and that's not good for their bottom line. Want proof? Listen to...

• For the Community – Schedule Your Non Case-Related Lunch Meeting with Ben Glass

  Ben Glass is a nationally recognized attorney, entrepreneur, speaker, and business coach. He is the founder of Great Legal Marketing where lawyers from all over the world get coaching and training to make big changes in their lives and build real businesses...

• What are the Insurance Limits After a Virginia Car Crash?

  In Virginia, there are two main ways to compel the insurance company to provide you with the defendant’s limits. The first is to hire an attorney and file a lawsuit against the defendant, then ask them about insurance limits during discovery. ...

• Is It Better to Settle a Car Accident Case or Go to Court?

  People are sometimes surprised to hear about car accident cases going to trial. Typically, this happens if the car accident case is large and there is a dispute over who is at fault. Virginia is a contributory negligence state. This...

• Youth Soccer Referee Ben Glass Publishes Book for Teen Referees

  If you're new around here, you may not know that Ben Glass isn't just a long-term disability attorney. He wears many hats as father to nine, business coach, and soccer referee (just to name a few). Because Ben has a...

• Can You Be Sued in Virginia if You Have Automobile Insurance?

  Car insurance will protect you in the event you cause a car accident. If you are sued by another driver, your car insurance will represent you in court and pay for any damages up to the amount of insurance you...

• Can You Sue the Long-Term Disability Insurance Company for “Bad Faith?”

  No one expects to have their long-term disability benefits denied or terminated– we completely understand how stressful it must be to suffer through the loss of expected benefits. Unfortunately, disability claim denials are not uncommon and many claimants like you...

• When to Appeal a Disability Claim Denied Due to Surveillance

  So the insurance company denied your claim because they "caught" you on surveillance. Is that the end of the claim? Maybe, but maybe not. It will all depend on how the surveillance matches (or doesn't) what you told the insurance...

• My LTD Claim Was Denied Because My Job is Sedentary

  You work at a desk job and your disability prevents you from performing your occupational duties. It may have happened suddenly (like a car accident) or maybe the result of a gradual decline (like carpal tunnel syndrome or degenerative disc...

• Can You Sue the Other Driver for Being Uninsured?

  Under Virginia law, drivers are required to either obtain the minimum mandated level of auto insurance coverage or pay an uninsured motorist fee to the Virginia Department of Motor Vehicles. This means that it is LEGAL to drive a car...

• What’s My Anterior Cervical Discectomy and Fusion (ACDF) Claim Worth?

  Severe car accidents can result in serious injuries to your neck and spine. If your doctor recommends a spinal fusion, you are likely looking at costly procedures and a lengthy recovery. As your medical bill mount, it is important to...

• Do I Have to Pay Back My Long-Term Disability Benefits if My Claim Is Later Denied?

  This is the worst. It happens when you are receiving disability benefits and the insurance company pays you in advance – say, they’ll send you a check on March 15 to cover the period March 1-31. Then, sometime in early...

• Can a Pedestrian Be at Fault in Virginia?

  Is a Driver Always at Fault When Hitting a Pedestrian? No, the driver is not always at fault when hitting a pedestrian. When an accident occurs, there are always many factors that determine who is at fault. By law, when...

• How to File a Drunk Driving Accident Lawsuit in VA

  According to the National Highway Traffic Safety Administration (NHTSA), about one in three people will be involved in a drunk driving accident during their lifetime. This statistic is a big reason why everyone should at least research and have an understanding...

• How Long Will My Car Accident Settlement Take in Virginia?

  Settling A Car Accident Case Car accident settlements can either be very stressful or they can go smoothly. There are many factors to determine how long it could take to settle. Accident settlements follow a process of steps, but the...

• Hit By a Reckless Driver? You Might Be Eligible for Punitive Damages

  There are three categories of damages in personal injury cases: Compensatory, General, and Punitive. Today, we'll talk about Punitive Damages. Punitive damages are awarded, not to compensate you for your injuries, but to punish the driver that hit you. Essentially,...

• What Should I Put in My Personal Injury Demand Letter in Virginia?

  Simply put, a personal injury demand letter lays out your argument to the insurance company who represents the party at fault. This could be in relation to a car accident, slip and fall, a work-related injury, etc. The personal injury...

• How Much Should You Pay an Experienced ERISA Lawyer?

  Employer-provided long-term disability insurance falls under ERISA, a niche area of law that few attorneys practice. Know that there are only a handful of experienced attorneys in this area of the law. BenGlassLaw handles over 80% of all new long...

• Tips for Talking with Geico Adjusters After Your Car Accident

  A car accident is a very traumatic experience and you may have a lot on your mind from lost wages to financial recovery and most importantly, your health. The last thing you need is an adjuster constantly bothering you about...

• What is the Value of My Facet Joint Injection Claim?

  If you have been in a car accident and experienced back pain from the accident, your treating physician could recommend facet joint injections as a diagnostic and to, if needed, target a possible problem and provide therapeutic help. What Are...

• What is the Value of My Epidural Nerve Block Claim?

  If you have been in an auto accident and have had, as a result; a pinched nerve, herniated disc, sciatic pain or spinal stenosis, chances are you have been recommended for epidural nerve block injections. What Are Epidural Nerve Block Injections?...

• What is the Value of My Sacroiliac Nerve Block Claim?

  A doctor may recommend sacroiliac nerve blocks to help with your low back, buttocks, or leg pain that is a result of your recent automobile accident. What Are Sacroiliac Nerve Block Injections? In a sacroiliac nerve block injection, anti-inflammatory medication...

• What is the Value of My Nerve Root Injection Claim?

  If you have been in an automobile crash and experience nerve-related pain, your medical provider may recommend nerve root injections. What is a Nerve Root Injection? A nerve root injection (nerve root block) is an injection of local anesthetic and...

• Negotiating With the Insurance Company After Injection Therapy

  Injections are one of the many types of treatment that your doctor might recommend after an auto accident.  Usually, they are offered after the failure of a course of conservative care.  If an auto accident victim has been through eight...

• Dirty Trick: Liberty Mutual Denies a Short and Long-Term Disability Claim

  Here’s a cautionary tale from a recent BenGlassLaw client. Our client (we’ll call him Andre, which is not his real name) works for Facebook, which is real and about as cool a place to work as you would imagine. As...

• The BenGlassLaw Varsity Soccer Sportsmanship Challenge

  Ben has been a youth soccer referee since 1974, and much to our dismay, the state of sportsmanship from players, parents, and coaches is hitting a really rough patch. Earlier this year the Washington Post ran an article stating that...

• How Job Descriptions Can Help (or Hurt) Your Disability Claim

  In long-term disability claims there are two common “definitions of disability” you must be prepared to address. For both definitions, it is essential the insurance company have detailed information about your current and past jobs. Important note: Each policy is...

• Can You Trust HR’s Promises on Disability or Life Insurance?

  Nothing against HR managers. Many are probably well-meaning and just want to help. But if your claim for disability benefits or life insurance benefits has been denied, that nice person in HR may turn out to be your worst enemy....

• Does Insurance Cover Unlicensed Drivers in Virginia?

  If you are injured by an unlicensed driver, it inherently means that they will not have car insurance. Therefore, you will not be able to make a claim against their insurance. However, there may be some auto insurance to potentially...

• Independent Medical Examiners: Just Call Us Quacks!

  Insurance companies usually utilize “independent” medical examiners to help prove their case by using one doctor’s stamp of approval agreeing that you are NOT disabled as proof that there is sufficient conflicting evidence for their denial to meet the minimum...

• Fairfax Teachers Beware: Your Disability Program Is Not Your Friend

  We represent many FCPS teachers who have been denied short term and/or long term disability benefits, and we have been appalled by how they are treated – both by FCPS and by their disability insurance company, Liberty Mutual. Most group...

• What is a Vocational Rehabilitation Expert?

  If you've been injured in a car accident case whether it be an orthopedic injury, a brain injury, or any other injury, which has affected your ability or prevented you from going back from work, you may end up interacting...

• Disability Insurance Discrimination Against Mental Illness

  Any policy that sets limits on benefit payments for “mental” or “nervous” conditions is blatantly discriminating against the mentally ill. Once again, because the government refuses to regulate these policies, discriminatory clauses such as these are allowed. Most of these...

• Should You Always Call the Police After a Car Accident?

  You were in a car accident, and now you wonder if you should call the police. The short answer is: yes, you should always contact the police about your car accident in Virginia. A police report adds validity to your...

• Virginia Healthcare Provider Refusing to Take Health Insurance After a Car Accident?

  An issue that arises more often than I would like is accident victims telling me that their doctor, physical therapist (or other Virginia health care provider) won’t accept their health insurance because they were in a “car accident.” Therefore, they...

• Should I Sue the Driver or File an Insurance Claim in Virginia?

  At least once a week, someone asks us if they should sue the driver directly or file an insurance claim in their Virginia car accident case. There is a bit of confusion here because typically the other driver's insurance company...

• Cigna Disability Claims Surge at Our Office

  At our office, the number of new long-term disability claims against Cigna is exploding. Not a week goes by where we don't see at least one new claim from Virginia alone. What we find when we investigate some of these...

• What Does “Nonsuit” Mean for My Virginia Car Accident Case?

  My attorney wants to “non-suit” my Virginia car accident case. What does that even mean? If you’ve been the victim of a car accident in Virginia, you generally have two years to pursue your personal injury claim[1]. Once your case...

• What Happens When A Jury Awards Me More Than I Sued For?

  Few people envision their car accident case ending in a trial, but it sometimes does. Your case is filed and taken to court when the insurance company and your attorney cannot agree on a settlement. This happens more often than...