When Charlotte (not her real name) approached BenGlassLaw for help with her long-term disability claim, she was facing a challenging denial. As a former Senior Acquisition Program Analyst, Charlotte’s debilitating medical conditions had made it impossible for her to continue working. She was in dire need of assistance after her disability insurance denial from Lincoln Life Insurance Company.
Charlotte Came to the Right Place, The Long Term Disability Team at BenGlassLaw
Our team at BenGlassLaw, known for our FreeDenialLetterReview.com program, specializes in addressing complex disability insurance cases like Charlotte’s. We understand the challenges of managing long-term disability claims, particularly for professionals like Management Analysts whose work demands are incompatible with their medical conditions. The long-term disability team at BenGlassLaw handles more LTD cases each year for claimants than any other Virginia law firm. (Verifiable on Pacer.)
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When We Looked Deep, We Found the Insurance Doctor was No Expert
Charlotte’s case was particularly interesting due to Lincoln’s reliance on an occupational medicine specialist with questionable qualifications. (An occupational medicine specialist is supposed to be a physician who focuses on the treatment of work-related injuries and illnesses, and the promotion of health and safety in the workplace. We had to dig, but turns out this “expert” spent most of her time doing Botox procedures.) The denial hinged on the review by this physician, who had never examined Charlotte, yet disregarded the substantial medical evidence and the limitations outlined by her treating doctors. This is a common issue we see in disability insurance denials, and our team is well-equipped to address it.
We Have a Proven Process for Appealing Long-Term Disability Denials
We stepped in to provide a comprehensive approach, combining updated medical records, a personalized narrative, and thorough legal research to support Charlotte’s appeal. Our expertise in handling denied disability benefits claims became evident as we challenged the insurer’s decision, which lacked “deliberate, principled reasoning.”
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Another Long Term Disability Insurance Win
Eventually, our efforts led to a favorable outcome for Charlotte. Lincoln reversed its decision, granting her back benefits and returning her to “on claim” status where she till be paid $7,500 a month for as long as she remains on claim—a status we at BenGlassLaw will continue to monitor diligently. Our commitment to our clients is reflected in our management of over $33 million in future benefit claims.
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You Don’t Pay Unless We Win
At BenGlassLaw, we operate on a ‘No Win, No Fee’ basis for denied claims, ensuring that our clients, like Charlotte, can seek justice without the burden of upfront costs. If you’re facing a disability insurance denial or struggling with your long-term disability claim due to medical conditions or professional challenges as a Management Analyst, reach out to us. Our team is here to help you navigate these complex processes and fight for the benefits you deserve.”
Listen to Ben Glass Argue Long-Term Disability Cases in Court. Want to hear Ben work before you hire the BenGlassLaw Disability Team? You can listen to Ben Glass at work in long-term disability cases here.
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