In car accident cases, there are two separate types of damages: property and personal.  One does not affect the other so if you accept money from the other driver's insurance company to pay for your car (property) it has no effect on your injury claims (personal).  Insurance companies often want to get the case settled quickly so you should be able to get a check from them rather quickly.  If not, you can get your own car insurance to pay for it and they'll go after the other driver's insurer.  Your own insurer might deny you at first to make the other company pay, but if you hassle them enough they'll give in.

You can download a FREE copy of our consumer guide, The Five Deadly Sins That Can Wreck Your Injury Claim, to learn more about personal injury claims.

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Ben Glass
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Ben Glass is a nationally recognized car accident and ERISA disability attorney in Fairfax, VA.