When Anthem denies your long-term disability claim, the situation can be frustrating. You’re dealing with serious health issues, financial uncertainty, and an insurance company that’s not giving you the benefits you’ve spent years paying for. You deserve an Anthem denied long-term disability claims lawyer who knows how to fight back.
At BenGlassLaw, we help individuals across Virginia and beyond challenge Anthem’s LTD denials with proven strategies and a deep understanding of ERISA law. Our team of denied long-term disability lawyers is available 24/7 to answer questions, review denial letters, and guide you through your next steps.
Why Did Anthem Deny My Long-Term Disability Claim?
Insurance companies often deny valid claims for reasons that can feel confusing, unfair, or downright incorrect. Some of the most common Anthem denial tactics include:
- Insufficient medical evidence: Claim reviewers say your records don’t prove disability, even when your doctors support you.
- Reliance on paper reviews: Anthem may use in-house doctors who never examine you to dispute your condition.
- Failure to meet policy definitions: Anthem often argues you can perform “sedentary work,” ignoring real-world limitations.
- Missed deadlines or technicalities: ERISA rules are strict, and Anthem frequently uses procedural issues to deny claims.
- Surveillance and social media: Anthem may claim you’re “not disabled” based on brief, misleading observations.
BenGlassLaw understands how overwhelming and unfair these denials can feel, and we know exactly how to push back against Anthem’s tactics. Our team is here to guide you, strengthen your claim, and help you fight for the benefits you deserve.
For a free legal consultation call (703) 591-9829
What to Do If Your Anthem Insurance Claim Is Denied
Receiving a denial from Anthem can be overwhelming, especially when you’re already dealing with health challenges. Knowing the right steps to take immediately can make a significant difference in the outcome of your long-term disability claim.
Acting quickly, documenting everything, and getting the right legal guidance can help you challenge the denial effectively. After a denial, you should:
- Review the denial letter carefully: Read Anthem’s explanation thoroughly to understand the specific reasons for the denial. Take note of any deadlines for filing an appeal or submitting additional evidence.
- Gather and organize your medical records: Collect all relevant medical documentation, treatment notes, and statements from your healthcare providers. Organized evidence strengthens your appeal and shows the full extent of your disability.
- File a timely internal appeal: ERISA policies have strict timelines for appeals, and missing a deadline can jeopardize your claim. Ensure your appeal is comprehensive, addresses every point in the denial, and is submitted on time.
- Consult an experienced long-term disability lawyer: A lawyer familiar with Anthem and ERISA can review your case, guide your appeal strategy, and represent your interests. Legal guidance can significantly improve your chances of reversing a denial.
- Keep detailed records of all communication: Maintain copies of letters, emails, and notes from phone calls with Anthem. This documentation can be critical if the claim proceeds to litigation.
- Prepare for the possibility of federal court: If Anthem denies your appeal, an ERISA lawsuit in federal court may be necessary. Early preparation and legal guidance can ensure you are ready to pursue all available remedies.
Anthem can deny even the strongest appeal. In that case, BenGlassLaw is not afraid to go to litigation. We operate on a contingency fee basis, and your fee will never increase if litigation is necessary. Call our team 24/7 to learn more.
How Our Anthem Denied Long-Term Disability Claims Lawyers Can Help
When Anthem denies your long-term disability benefits, you need more than general guidance. You need a team that understands ERISA, knows Anthem’s playbook, and can build a powerful record in your favor.
BenGlassLaw brings over 22 years of experience handling disability denials and appeals, with a proven process built to strengthen your claim at every stage. Our goal is to put you in the strongest possible position, whether your case resolves during the appeal or moves into federal court.
Free Full Denial Letter Review
We start by conducting a free, detailed review of Anthem’s denial letter to identify the real reasons behind the decision. Our team examines your policy language, Anthem’s stated rationale, and the medical or technical issues they claim justify the denial.
We then outline a clear strategy to address every point, ensuring no part of Anthem’s argument goes unchallenged.
Evidence Development
Strong evidence is the backbone of a successful appeal, and we work closely with your medical providers to obtain documentation that Anthem cannot easily dismiss. This includes detailed physician statements, functional capacity evaluations, and updated treatment records.
Our team ensures your evidence is organized, complete, and specifically tailored to the requirements of your policy.
Strategic ERISA Appeals
ERISA appeals are all about building the Administrative Record, and we know how to craft submissions that stand up to intense scrutiny.
We develop a comprehensive appeal package that highlights your limitations, addresses Anthem’s arguments, and strengthens your case for litigation if necessary. This strategy ensures you are positioned for success whether Anthem reverses its decision or the claim proceeds to federal court.
Clear Communication
Throughout the process, we keep you fully informed about what’s happening, why it matters, and what steps come next. You will never feel in the dark or unsure about the status of your claim. Our team is responsive, accessible, and committed to making the process as understandable and stress-free as possible.
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Get a Free Consultation With an Anthem Denied Long-Term Disability Claims Attorney
Dealing with an Anthem denial can be stressful and confusing, but you don’t have to face it alone. BenGlassLaw is here to guide you through every step of the appeal process, strengthen your claim, and fight for the benefits you deserve.
Visit our FAQ page to learn more about long-term disability claims and get answers to common questions, or reach out today to schedule a free consultation with our Anthem denied long-term disability claims lawyers.
Call (703) 591-9829 or complete a Free Case Evaluation form