Independent Medical Examination: The insurance company requiring an Independent Medical Examination (IME) and there are no doctors within a 75 mile radius that does that sort of testing. What should I do to appeal the matter?

Our experience is that if the insurance company wants an Independent Medical Examination for your long-term disability claim and there are no doctors within a 75 mile radius, they will find a doctor outside of a 75-mile radius and pay for your transportation.  They should not deny your claim on the basis of a lack of an Independent Medical Examination if they are requesting an Independent Medical Examination and can do nothing to arrange it.

For more information, follow this link to access The Five Deadly Sins That Can Wreck Your Injury Claim, our free consumer guide.