Incident Overview
In a troubling incident in Annandale, VA, our client was involved in a severe automobile accident that resulted in serious injuries. While attempting a left-hand turn at an intersection on Columbia Pike, she was struck broadside by an impatient driver who decided to bypass stalled traffic by speeding up the shoulder. The rash decision of the other driver led to a violent collision that significantly impacted our client’s health and well-being.
Injuries and Medical Consequences
The impact of the crash caused our client to sustain multiple fractures, necessitating immediate and extensive medical attention. The nature of the injuries not only led to significant medical expenses but also prolonged physical therapy and rehabilitation, affecting her daily life and ability to work.
Insurance and Financial Implications
The defendant carried the minimum liability insurance required in Virginia, which at that time amounted to only $25,000. (In 2024, the minimum limits were raised to $30,000.) This amount was woefully inadequate to cover the full extent of our client’s medical bills, let alone compensation for pain and suffering or lost wages. Fortunately, our client had wisely invested in a moderate level of underinsured motorist (UIM) coverage, which helped increase the recovery in this case. Through her UIM coverage, she was able to claim additional compensation that her own insurance policy provided over and above the defendant’s minimal policy, ensuring a fair recovery that reflected the severity of her injuries and the impact on her life.
The Importance of Adequate UIM Coverage
This case highlights the critical importance of having adequate underinsured motorist coverage. UIM coverage is essential as it protects you when the at-fault driver does not have sufficient insurance to cover the damages they have caused. It acts as a financial safeguard, filling the gap between the at-fault party’s insurance limits and the actual costs incurred by the injured party. Without such coverage, victims may find themselves financially burdened despite not being at fault.
Client Discovery of BenGlassLaw
Our client found BenGlassLaw through a targeted search for a personal injury attorney in Annandale, VA on Google. This directed her to our website, BenGlassLaw.com, where she could easily access comprehensive information about our expertise in handling similar cases. Impressed by our history of securing favorable outcomes for our clients and our advocacy for proper insurance coverage, she entrusted us with her case.
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At BenGlassLaw, we emphasize the importance of educating our clients on insurance protections and advocate for them to secure the compensation they rightfully deserve. If you or someone you know is involved in a similar situation, contact us at BenGlassLaw.com to discuss how we can assist you in navigating the aftermath of a traffic accident with the full support of our experienced legal team.