After an accident, you should call your own insurance company to let them know about the accident, whether or not it was your fault. The insurance company will want a recorded statement from you. If it's your own insurance company, give them the statement. You are not required to give the other person's insurance company a recorded statement.
Your first priority should be to get better if you've been injured. Do not give a recorded statement if you are still in pain or are taking narcotic medication.
Get information in order to more effectively deal with the insurance company. For more information, order your free book at www.TheAccidentBook.com