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After an accident, your insurance company may make their settlement offer sound like a great deal.  They may not tell you about reimbursement obligation, which is when you are required to pay back the money the insurance company paid for your medical bills or other expenses.

Even if you don't need a lawyer, it does not hurt to get a second opinion about a settlement offer.

Ben Glass
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Ben Glass is a nationally recognized ERISA disability & life insurance attorney in Fairfax, VA.