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If you've been in an accident, the insurance adjuster may come to your home or hospital and ask you to sign forms.  Make sure you read through all forms before you sign anything, and do not sign anything if you are under the influence of narcotics.

Learn about this insurance trick and more in Ben Glass' book: 5 Deadly Sins that Can Wreck Your Accident Claim.

Ben Glass
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Ben Glass is a nationally recognized ERISA disability & life insurance attorney in Fairfax, VA.