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What Should You Do First?

Talk to one of our Car Accident or Long-Term Disabilty Specialists


You are Holding a Long-Term Disability Denial Letter in Your Hands (click this link instead!)

If You are "Just Looking," then Register for one of Our Exclusive Webinars

  • Are You Ready to File for Short-Term or Long-Term Disability? Register for Our FREE Exclusive Webinar to Discover what You Need to Know Before You Contact Your Insurance Company

    • 100% FREE information-packed webinar on filing a group or individual disability claim.

Free Materials About Car Accidents and Personal Injury

Books (PDF or Hard Copy)

Exclusive Webinars

  • Find Out What Everyone Should Know Before Talking to the Adjuster, Hiring an Attorney, or Signing any Forms.
    Register here for Get It Settled University - EXCLUSIVE WEBINAR!
    • 100% FREE information-packed webinar on settling your claim without an attorney.
  • How Much is Your Personal Injury Claim Worth? Discover How Insurance Companies Evaluate Personal Injury Claims – Register for Our FREE Exclusive Webinar
    • 100% FREE information-packed webinar all about evaluating your car accident claim and how you can negotiate with the insurance adjusters.

Free Materials About Disability and Life Insurance Appeals

Books (PDF or Hard Copy)

Virginia Car Accident Claims

Our Virginia car accident attorneys represent people who have been injured in car accidents throughout Virginia, and beyond. Sometimes you can settle a case on your own and save the attorney fee. We can help with that, too.

Find out whether or not you need a Virginia car accident attorney to settle your case, your next steps following a car accident, and download or view our free resources on everything you need to know about the Virginia car accident settlement process.

If you have been recently injured call us or click on the link below and ask for one (or both) of our books:

Disability and Life Insurance Claims

No one files an insurance claim because they are having a great day. You filed (or are planning to file) because something has gone wrong. Not being believed and having your claim denied by the insurance company just kicks you while you’re down. That's why we are here.

Benefit claims are denied all the time, most often for one of two reasons:

  • You do not meet the conditions defined in the policy. Insurance companies will argue that this is the ONLY reason claims are denied, but our vast experience tells us that’s not true. Very often…
  • Your claim has been denied for a false or made-up reason, which is explained in official-sounding insurance language designed to make you give up and go away. This is a frivolous claim denial.

While there’s not much we can do in the first instance (except explain your policy in terms you can understand), in the second instance, we can fight to overturn a frivolous, unprincipled, erroneous denial. Insurance companies don’t make it easy, though.