If you have been injured on the job in Virginia you probably have lots of questions like: What do I tell my employer? What do I need to know to file a worker's compensation claim? What do I do if they deny my worker's compensation benefits? Do I need to hire an attorney?
Most importantly, if you have been injured on the job in Virginia you should inform your supervisor or employer as soon as possible. You should always tell your employer you have been injured on the job regardless of the seriousness of the injury. Upon receiving your notice, your employer will submit an initial report of the accident to the workers' compensation insurance carrier.
The worker's compensation insurance company representative will most likely call and interview you. He or she will need information about the accident and will document your response or statement. After processing the report, you will receive approximately two thirds of your weekly salary and will be provided with three doctors whom you can choose from.
This may sound like a simple and easy process but it can be very tricky. You, as the injured employee, will have to continually prove and provide evidence that you are qualified to receive workers' compensation benefits.
Your insurance representative and your employer are not obligated to explain anything to you. Everything that happens will depend on the knowledge of the injured workers. As an injured worker in Virginia you are expected to know your rights, benefits, and obligations. If you are not well informed of your worker's compensation benefits, chances are you will not be able to qualify for it. Insurance adjusters have an "if they do not ask, do not tell" policy wherein they will often not explain anything to you unless you ask them.
Talking to an attorney who has extensive experience in workers' compensation is the best way to be informed of all your worker's compensation rights and benefits.
It is not required that you hire a worker's compensation attorney but you must make sure that you are well informed of your rights and benefits surrounding your insurance. If you do not hire an attorney, you must understand that any mistakes that occur or any benefits that are denied will be entirely your fault and responsibility.
If you've been injured in an accident on the job you may want to talk to an experienced workers' compensation attorney to discuss and evaluate your situation.