If you have been in a car accident in Virginia, you are going to receive calls from the insurance adjusters from both your own insurance company and the other driver's insurance company. They will ask you to make a recorded statement about the accident. What most people want to know is whether or not they must give a recorded statement after a car accident.
When talking with your own insurance company, you have to cooperate with them and give a recorded statement. They will need that statement on record to try and make a recovery for your claim. It is also likely that they will have forms for you to sign. Of course, make sure you look closely at the forms being sent to you before signing them.
Ultimately, you should always get in touch with your own insurance company after a car accident in Virginia, no matter who was at fault.
When it comes to the other driver's insurance company, they will definitely call you. If you don't answer the phone, they will just keep calling you until they get you on the phone. Once you pick up the phone, the insurance company may try and play a sneaky trick on you.
Some insurance adjusters will tell you that you have to give them a recorded statement or you won't be able to get paid. That is entirely untrue. You are NOT required to give them a recorded statement.
What you really need to do right now, besides cooperating with your own insurance company, is focusing on getting better if you have suffered any injuries. (During your recovery period, you definitely don't want to give a recorded statement when you are dealing with pain and may be on new medications for the pain.)
Next, what you should really be doing is gathering information. We have a free resource for Virginia car accident victims that goes over information about the entire car accident claims process.
At this point, you may not know whether or not you need a lawyer for your Virginia car accident case. However, if you would like to speak one of the members of our team, you can call us with no obligation at (703)584-7277. We can help get you started in the right direction and answer questions you may have.