It’s always amazing how friends, neighbors and family members are full of advice, whether you want to hear it or not. When you are in a Richmond car accident, it’s no different. You will get all kinds of opinions and information regarding what you should and shouldn’t do. The problem is that even though the people who are close to you have your best interests at heart, there are a lot of misconceptions associated with Richmond accident claims. You need to be able to decipher between fact and fiction.
Below is a list of some of the common misconceptions you might hear:
- The insurance company is reasonable. Just write them a letter with your settlement proposal. Although it would be nice if this were true, insurance companies are typically not easy to work with. In fact, as soon as you file a claim with the insurer, you have to prepare yourself for a battle, because getting a fair settlement is not going to be easy.
- All Virginia car accident lawyers are the same. It doesn’t matter whom you choose to represent your case. This myth is one of the most detrimental when it comes to accident cases. The attorney you choose to represent you can make all the difference in your case – good or bad. Not every lawyer has the ability, tools and experience to successfully handle your claim.
- The other driver’s insurance company will pay your medical bills as they become due. Wouldn’t it be nice if all you had to do was send your medical bills to the insurer and they would take care of them for you? Well, don’t expect it to be that simple. You need to be prepared for the insurance company to nickel and dime your medical expenses, because it happens all the time.
- There is a formula used to calculate settlement values. Each case is unique and there are different factors that have to be taken into consideration when determining a reasonable settlement.
- If your lawyer refers you to a doctor, that is a good idea. Many local judges have actually referred to this practice as the “kiss of death” to accident claims. Jurors are highly suspicious of lawyers and doctors who have a referral relationship. There are some exceptions, but for the most part, be very cautious if you attorney refers you to a doctor.