You likely came to this website looking for the best long-term disability attorney you can find. Maybe you came here, as many of our clients do, on referral from their lawyer or doctor.
From our office in Fairfax, Virginia, the long-term disability legal team at BenGlassLaw consults with and represents, if necessary, high-income clients (doctors, lawyers, entrepreneurs, and C-Suite Executives) and their financial and legal advisors throughout the State of Maryland regarding short term and long term disability insurance denials.
Our LTD/STD claim and denial team works with high-wage earners at all stages of their claim, including the disability application process, denial of disability, and lawsuits to recover disability benefits. Importantly, because Ben Glass is a coach to small businesses throughout the country, we also work on the overall strategy of your business and financial life.
In cases where your benefits have been denied, we will review your denial letter for free and give you a strategy to move forward, whether you hire us or not.
We do pre-filing consults for a flat fee and we represent claimants on denied claims on a contingent fee basis. We will prepare an in-depth administrative appeal on your behalf, obtain updated documentation to support your appeal, show your doctors how they can best assist, and advocate for your benefits with the insurance company.
- Most high earners never come to our office, preferring the convenience of Zoom and phone.
- One of our disability attorneys, is, of course, licensed in Maryland.
- We have extensive experience in the federal courts, including the 4th CIrcuit Court of Appeals, which is the federal appellate court for Maryland.
- All court filings, and many arguments, are done electronically. That has become "more normal" due to COVID.
If your appeal is denied by the insurance company and your administrative remedies have been exhausted, then we will set out a litigation plan (in most cases) and file a lawsuit on your behalf against the insurance company. After that, we will guide you through the litigation/settlement process.
Our job is to help tell your story to the skeptical insurance company and enable you to make the best decision you can about your case
We have been handling these cases since 1999. Most employer-sponsored long-term disability claims are governed by ERISA, which is a law passed in 1974 by Congress (Employee Retirement Income Security Act) to protect a vast array of employees benefits. ERISA has some parts which are very favorable to the insurance company but other parts that give an experienced legal team a huge advantage over the insurance company. You need qualified counsel to help build the record for you as there will be no traditional trial in most cases. Instead, the judge is reviewing the record that you and the insurance company assembled during the claim and appeal process.
There are no attorneys fees or legal expenses unless we obtain a recovery on your behalf. If you have paid a consulting fee before you have been denied benefits, and you hire us to represent you, not only will you now owe any fees or costs unless you are successful, but your consulting fees will be credited back to you after we win your case.
You can read more about "Why BenGlassLaw" below.