You've probably heard about tort reform and how it applies to medical malpractice cases. But what about personal injury cases in Virginia? If you've been injured in something like a car accident, is there a maximum amount of money that you can recover?
Well, the answer is just a little more complicated than Yes or No.
Most of the time, the amount of money that you can recover from a car accident claim in Virginia will be limited by the amount of liability insurance the other driver has or the amount of underinsured/uninsured motorist coverage you have on your own policy. Don't forget that drivers in Virginia can be on the roads without any insurance at all. (This, by the way, is why we recommend drivers in Virginia have a minimum of $500,000 or $1,000,000 in underinsured motorist coverage - which often costs less than an additional $40 per year.)
You should take action to put the financial safety net in place for you and your family that comes with a better car insurance policy. It is always unfortunate when someone calls our office but doesn't have enough insurance to receive a full financial recovery after a car accident.
If you have questions about your own car accident claim and how your insurance will play into it, call our main office at (703) 584-7277.
Additionally, get our free book on Virginia car accident claims. It goes over everything you need to know about the claims process and what goes into it on your end and how an attorney can help you.