How Do I Know if I Get SSI or SSDI?

What is the difference between SSI and SSDI?There are two types of benefits deriving from Social Security Disability: Social Security Disability Insurance (SSDI) benefits and Supplemental Security Income (SSI) benefits. Both are monthly payments that help disabled people who cannot work. Besides this, the two are very different, and it is better to know which to apply for based on your circumstances.

What is Social Security Disability Insurance (SSDI)?

The federal government takes away a certain amount of money from workers’ paychecks to fund the SSDI program. If someone is disabled and has worked long enough and recently, they can receive monthly payments from this fund because of their inability to work. Reviewing your Social Security statement is the easiest way to see if you are eligible, and this can be reviewed online or by calling a local Social Security office and requesting a copy.

What is Supplemental Security Income (SSI)?

This program is for people with limited income and financial resources, and help is based on need rather than work history. People are eligible if they are disabled, have assets below $2000 if single, $3000 if married, and have a low or no income. Contact a Social Security lawyer for help in knowing if you are eligible.

How Much Should You Expect from Disability Benefits?

The amount of money received mostly varies on if you are approved for the SSI program or the SSDI program. SSDI benefits are determined on your previous salary and how much you contributed to the fund. A higher salary means more money received compared to a lower salary. It is best to contact a Virginia Disability lawyer for help in estimating how much money you can receive.

Unlike SSDI benefits, SSI benefits are more limited. The maximum amount anyone could receive each month was $735 in 2017, and the total amount could be lowered if receiving other income or benefits. Please call BenGlassLaw at (703) 584-7277 if your initial application was denied, and we will help you receive the benefits you rightfully deserve.
Ben Glass
Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney