Auto Insurance Coverage is Confusing and the Language is Overwhelming

As Told by a Former Insurance Adjuster

BenGlassLaw recently interviewed a former insurance agent and asked him about the process an accident victim will go through after an accident. We were shocked by what we heard, and we are eager to share this information with the public.

Have you ever read your insurance policy? And if so, do you truly understand it? If you don’t understand the language, you are not alone. Even some of the insurance company’s policy experts say the language is confusing.

In the contract with your insurance company, there are lists of definitions that explain what each term means. However, these definitions can change based on which section you are reading. If you are unsure about your coverage and what it includes, your best bet is to call your insurance company and get clarification before you are in an accident.

How well do you understand your car insurance policy?It is also important to clarify what kinds of coverage you have. We have written about MedPay coverage before and how it is essential for Virginia drivers. During our interview, the former insurance adjuster stated that most people believe they have coverage like MedPay, but often they don't have the coverage they think they have. If you are unsure if you have MedPay coverage, double check your policy.

Too often we take calls from clients who don't have enough insurance. Many of them opted for "full coverage" and thought they were safe. When the worst happened, and they got into an accident, their insurance coverage did not cover everything they thought it would. Before this happens to you, download my book The Ultimate Guide to Protecting Your Family From Irresponsible Drivers in Virginia: Buying Car Insurance from our website! If you have a detailed question, you can call BenGlassLaw at (703) 584-7277 and speak to one of our team members!

Ben Glass
Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney