When’s the last time that you got together with your agent to review your insurance policy? He promised to get you covered and save you money, right? More likely than not, however, your agent didn’t go over options on uninsured and underinsured motorists coverage, or UIM.

What is this and why would they leave you hanging?

First of all, the amount of commission that’s handed their way is merely a few dollars. Their best interest isn’t always YOUR best interest – that’s just the truth! In their eyes, they only make a mere $36 or so extra if they choose to outline what could make or break your personal injury case after a car wreck!

By now you’re probably wondering, what’s the big deal anyway?

Well let’s just assume you or a loved one was in a pretty bad car wreck and it was pretty ugly. The driver that caused the car wreck was a teenager driving drunk, and now you have medical bills. There’s no issue – right? Wrong.

If the teenager’s insurance policy either had the minimum coverage or none at all, you get left with the bill.

But wait, why don’t you just find the best attorney you can find and take your case to court? This sounds easy, but the big problem is that teenagers aren’t made of money. The odds are that he’s going to file for bankruptcy which makes him untouchable and leaves you with attorney fees – case closed.

Not very fun, right?

This is a situation you don’t want to find yourself in, which is why I wrote a book that will help you find out if you are REALLY covered.  Best of all, it's free! For more useful legal information click on this link to get a FREE copy of The Five Deadly Sins That Can Wreck Your Injury Claim.

If you have a question for Ben, you can submit it confidentially online at JustAskBenGlass.com.

Ben Glass
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Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney