We met with a new potential client recently. He was considering applying for benefits under his company's long-term disability policy. He wanted to make sure that he did things properly.
He had recently met with another local attorney who offered to do the entire application for him for a whopping $30,000. While there may be certain circumstances where it is worth it to spend THAT KIND OF MONEY on your initial application, this wasn't THAT case. Here's why:
- Most experienced long-term disability attorneys can teach you everything you need to know to make the initial application in about 90 minutes or so.
- In our office, at this time, a meeting like that costs about $500.
- If you have good doctors who will support your claim, and you have a medically verifiable claim, there is no need for an attorney to send you to "their doctor" for anything.
- There's absolutely nothing that an attorney is going to do for an initial application that you can't do yourself and certainly there is nothing that attorney is going to do that is going to be worth $30,000 to you.
This client was so thankful that we had just saved him $29,500! We even offered to review his paperwork BEFORE it is submitted and at no cost to him.
Why would we do that? We have plenty of work from people who have been denied benefits by insurance companies looking out for their own profits.
We do recommend that you consult with an experienced long-term disability attorney before you apply, but we don't believe it should cost you $30,000 to get the application right.
If you have questions, call us or download our long-term disability book.