10 Tips on How to Handle Your Appeal for a Long Term Disability Claim

If you have received a denial letter from your employer's long-term disability company or plan, here is what you need to know:

  1. You typically have 180 days to appeal the denial.
  2. "Appeal" does not mean writing a letter that says "I appeal."
  3. "Appeal" does not mean having your doctor write one letter saying "Mary is disabled."
  4. Federal judges have said that you are better off having an attorney handle your appeal.
  5. You should find an attorney that is experienced in "ERISA long-term disability cases."
  6. Be aware that there are very few lawyers in Virginia who have substantial experience in this type of disability work.
  7. This is NOT social security, worker's compensation, or retirement disability; this is a highly specialized practice area.
  8. We also recommend that your attorney be board certified in civil trial advocacy and be highly rated on Avvo.com.
  9. Other good attorney rating sites are BestLawyers.com; SuperLawyers.com.
  10. Finally, act quickly. 180 days seems like a long time. It's not in the ERISA disability world.
Ben Glass
Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney