You’ve been in a car wreck, and things are happening fast…very fast. You’re trying to organize your own personal injury claim, but there’s nothing easy about it. The insurance adjuster will act like your friend through this frustrating experience, where they will try to give you less than your claim is worth. Keep your guard up, but the truth is that you need to contact them ASAP following your car wreck.

This question of “When should I contact my own insurance company” is extremely common, but what is great about this is that you don’t have much to worry about when contacting them initially about your accident. Even if the car accident wasn’t your fault, you may have some great coverage on your policy which will have things such as towing expenses, car rental, or even medical payments covered. What this means is that you can get paid a lot quicker for your expenses than while you wait for the other guy’s insurance company to pay you.

Another key piece to this puzzle is that you could be saving yourself from someone that isn’t covered at all. If your own insurance policy covers uninsured or underinsured motorists coverage and the other driver that caused the accident has no insurance, then you’re in luck. You won’t be stiffed with the bill when the other guy is liable but can’t pay up, which happens a lot more than it should!

So now that you’re in a bit of a sticky situation and probably have other questions besides when to contact your own insurance company, you may still need help. The best thing to do would be to grab our free resource with great information that will answer all of your questions regarding your personal injury case.

You can order a FREE copy of our consumer guide, The Five Deadly Sins That Can Wreck Your Injury Claim, to learn more about personal injury claims in Virginia by following this link

If you have a question for Ben, you can submit it confidentially online at

Ben Glass
Connect with me
Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney