People who are disabled and are approved to receive Social Security Disability Insurance (SSDI) payments can also receive (Supplemental Security Income) SSI payments if the monthly SSDI payments are too low.
Are You Eligible for Social Security Disability Insurance Benefits?
Applicants must meet the Social Security Administration's definition of disabled, have their disability listed in the SSA Listing of Impairments, and must have a solid work history and recently worked to qualify for Social Security Disability Insurance.
Are You Eligible for Supplemental Security Income Benefits?
Eligibility for SSI comes after SSDI eligibility is determined. This is more difficult to determine due there being certain income limits that an applicant must not exceed. SSDI monthly payments must be low enough so that an applicant can qualify for SSI as well.
Your SSDI Payments Will Affect Your SSI Benefits
After being approved for SSDI payments, the Social Security Administration determines how much an individual will be paid each month. If this amount is higher than the maximum payment amount required to receive SSI, the individual will not receive SSI payments. If the amount is lower, SSI payments can be obtained as well but only up to the maximum amount.
The maximum payment for SSI varies on the state in which an individual resides. The Federal Benefit rate is $750, so you can be paid this plus the SSDI payments if eligible for both. Joint payments can result in receiving more benefits. Another advantage is that an individual may qualify for Medicare, but there is a two-year wait from date of eligibility for SSDI. Qualifying only for SSI does not qualify you for Medicare, but it does qualify you for Medicaid. Coverage is not guaranteed for Medicare and Medicaid, so it is important to speak with the Social Security office to determine your eligibility for each program.
When Do You Need to Hire an Attorney?
Applying for SSDI or SSI benefits can be very difficult and complicated, so seeking both only increases the difficulty and complexity. Call BenGlassLaw at (703) 584-7277 to talk with one of our attorneys if your benefits were wrongfully denied.