Hi this is Ben Glass and as promised I'm going to talk to you today about the four most frequently asked questions that new personal injury victims have. First, should I talk to the adjustor? A general advise as no, at least not until you have looked at one of our books or spoken to an experienced personal injury attorney in your area.
The reason is that these adjusters are trained in questioning and they’re seeking to diminish or do away with your entire claim. You certainly don’t want to talk to them while you’re under the influence of any medication while you’re still in a hospital or anything like that. Again, always be polite, you can tell them that you are still treating and that you’ll get back to them later.
Second thing people want to know is “should I sign the forms?” Typically an insurance adjuster will be sending you medical authorizations. These authorizations tend to be very broad and they deliver to the insurance company all sorts of medical information of yours and what the insurance company does is they get through this and then request even more records. So they might have 10 or 15 years of your private record so that you ever knowing that, we suggest getting your own records first making sure they’re accurate and getting those records to the insurance company.
The second form they’ll I often ask you to sign is a release. They may send you a check just know that once you sign a general release, that’s it. If you need care later or if there’s some undiscovered injury and you need operation of something else further down the line that insurance company is not going to pay for it.
Our next new personal injury claimants want to know, “Who pay my medical bills as they are accumulating?” Here’s our advice. Number one, use your own health insurance policy first. It’s primary, it should pay the bills, the last thing you want to have happened is to have the doctors and hospitals o unpaid and have them send you off to collections. Second you may have a type of coverage on your own automobile policy called Medical Payments coverage.
Typically, people will have an amount of $2000.00 or $5000.00 or $10,000.00. Call your own insurance agent, your car insurance agent. Ask if you have med pay or Medical Payments coverage and submit all of your bills to them as well.
Finally of course the insurance company for the person you caused the accident and caused your injuries is responsible for the bills. The problem is they’re not going to pay for the bills until the end of the claim, they’re going to give you one lump sum settlement and your doctor is saying “You can’t wait for two or maybe three years to get that money.”
The next question we typically get is what about all those lawyer ads, what are they really saying? And I understand if you’re looking, if you’ve been in an accident and you’re looking for a lawyer you’ve probably have come across hundreds of yellow page ads, websites all the same pretty much the same thing. That’s why I wrote this book, The Truth About Lawyer Advertising, it’s our little consumer guide that will lead you to ask the right questions and show you exactly how to investigate lawyers, so you can find the right lawyer for your case.
So here’s what I’ll do for you today. First if you’re in Virginia and you would just like to get our walk the truth about lawyer advertising, just fill up the form at the bottom of this page, note in the comment section that you haven’t been in an accident but you’d like the book anyway, and we’ll send that to you. If you have been in an accident in Virginia, and you’d like to get our book, we have a terrific book on car accident claims written just for consumers, just write that note in the comment form and we’ll send you that book together with a bunch of other goodies and we’ll also include the truth about lawyer advertising.
We look forward to hearing from you, if we can be of any assistance whatsoever, you can give us a call with the numbers shown on the screen, or simply start the process by filling up the form below.
For more information visit www.BenGlassLaw.com. Free videos, books and more. YOU may also call our offices to request the books or get immediate help. Just mention where you first heard this Ad, 703-591-9829.