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Whenever there is a discrepancy between you and your long-term disability insurance company over the amount of money that you are receiving, you should have your contract and your payments reviewed by an experienced long-term disability insurance attorney. 

We have seen cases where the insurance company has miscalculated the amount due and then come back, years later, and attempted to recover the "overpayment."  That can cause extreme financial hardship.  It is much better to get this right early, and consulting with an experienced disability insurance company attorney now can help assure that the payments are correct.

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Ben Glass is a nationally recognized car accident and ERISA disability attorney in Fairfax, VA.