The insurance company’s response is not surprising. Insurers don’t want to pay claims. They will look for ways to minimize your settlement or deny your claim all together. The cause of injury is often a topic that comes up when insurance companies are trying to deny claims.
You need to remember that the insurance adjuster works for the insurer and will be looking out for his employer. If you try to negotiate on your own or if you want to challenge the insurer, you are in for a fight. The best thing would be to contact a Fairfax car accident attorney who will review your case. Most personal injury attorneys offer free consultations, so it doesn’t hurt to talk to somebody.
For information on what you should and should not do after a Virginia car accident, Five Deadly Sins That Can Wreck Your Injury Claim.