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Here's Why You Should Let BenGlassLaw Be Your Guide With Your Disability Claim

  1. The insurance company owes you money and they are saying that you and your doctors are lying to them.
  2. The financial security they promised you when you signed up is still sitting in their bank account.
  3. We understand your frustration. We've been doing this at BenGlassLaw since 1995 and Ben Glass has been representing people against insurance companies since 1983. We've seen every conceivable insurance company excuse for not paying a claim.
  4. No one in Virginia matches our experience. BenGlassLaw files more disability appeals and lawsuits in Virginia than any other firm. In fact, over 80% of all new long-term disability lawsuits filed in the Federal Courts in Virginia are filed by BenGlassLaw. (Verify on Pacer, the official government site for Federal Court lawsuits.) Here's our secret to how this gets done.
  5. We get money for the client in over 90% of the cases that we accept for representation.
  6. We handle cases all over the country, using local counsel (at no cost to you) when required. 
  7. When we represent you in a claim that has been denied, we only get paid if we win. 
  8. We have flat fee consulting available if you want to chat and do some planning before you file a claim or have questions while you are on claim. (If we represent you in the denial, all future consults are without additional fees.)
  9. The non-lawyers on our long-term disability team know more about ERISA disability claims than 99.9% of all lawyers. 
  10. Lawyers from around the country pay up to $8,000 to attend BenGlassLaw disability seminars held in our world-class training center.
  11. If you have a denial letter, we make it super-easy to get it reviewed and evaluated, for free. Visit www.FreeDenialLetterReview.com.
  12. We help people all over the country, using local counsel when required, at no additional charge to the client. We believe that disability claimants should have access to the right attorney for them, no matter where they live.
  13. We have better online reviews for our long term disability team.  Read them here and here.
  14. We have better free online disability resources for you.
  15. We wrote the book! Ben Glass is the author of a terrific book on long term disabilty claims that you can download.
  16. Not near us? Your location doesn't matter. Most of our clients never set foot in our office. (But you can take a tour of BenGlassLaw here!)
  17. You can register for our free webinar on what to do before you file your disability claim.
  18. We have a proven process that puts you in the best position to win your claim.
  19. We stay with you for the life of the claim. Once you have us it's never you v. the insurance company again.
  20. You may be sorely tempted to do your own appeal. Please watch the entirety of this video - a federal judge told Ben "these people needed lawyers."
  21. If do choose to go at this without a lawyer please watch the entirety of this video. We explain what goes into an appeal.
  22. Ben Glass is a nationally recognized attorney and thought leader. Want to "hear" him before you become a client? Ben is a sought-after guest and has been interviewed on Maximum Growth LiveMaximum LawyerLegal MastermindMain Street Author on AmazonDentist Freedom BlueprintTrial Lawyer NationLessons from LeadersWorld of MarketingThe Law EntrepreneurSound Laws of SuccessLawful Good and Tiger Performance Podcast.
  23. You can get life lessons from Ben!

Our client worked in a sedentary occupation and had been paid benefits by Aetna life insurance company for just over two years. In October, 2013 Aetna terminated the benefits based largely on the results of a functional capacity exam (FCE). Once benefits were terminated the client had 180 days to appeal the denial. She retained us.

Once we obtained Aetna's entire claim file we discovered that after it had obtained the FCE it had hurriedly asked the client's treating physicians to comment. When we traced back the dates that letters were actually mailed and received (as opposed to when the insurance company said letters were mailed and received) he discovered that Aetna had given the treating physicians very little time to respond before issuing its final denial letter.

Aetna had also advised our client that she must apply for Social Security disability benefits. Even though those benefits were approved (paying her $2500 per month) Aetna said, in essence, "we are not bound by the Social Security Administration decision." Aetna however required that our client pay it back a huge sum of money based upon her receipt of "double benefits." (This is a normal process in group long-term disability claims.)

When we examined what actually occurred during the functional capacity exam and contrasted it with Aetna's conclusion about what happened we were able to point out dramatic differences. We researched the physical therapist who had conducted the functional capacity exam for Aetna and pointed out that he was literally brand-new to the profession having only been in business for three years.

We pointed out that previous experts that Aetna had hired had all agreed that our client was disabled. We argued that there was no material change in her condition which should have caused Aetna to terminate her benefits. We did an in-depth study of her entire record.

We then obtained additional new medical information and comments from others who had been able to witness the level of activity that our client was capable of engaging in. We also prepared a detailed study of the medications are client had to take because of her chronic pain and their effect on her capacity to be employed.

Finally, we pointed out that Aetna cannot arbitrarily ignore the comments and conclusions of the treating physicians.

Because of the reversal of Aetna's termination of benefits our client will receive approximately $500,000, payable monthly, to age 65.

$493,000 Disability Benefits Obtained After Denial by Aetna

Ben Glass
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Ben Glass is a nationally recognized car accident and ERISA disability attorney in Fairfax, VA.