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Here's Why You Should Let BenGlassLaw Be Your Guide With Your Disability Claim

  1. The insurance company owes you money and they are saying that you and your doctors are lying to them.
  2. The financial security they promised you when you signed up is still sitting in their bank account.
  3. We understand your frustration. We've been doing this at BenGlassLaw since 1995 and Ben Glass has been representing people against insurance companies since 1983. We've seen every conceivable insurance company excuse for not paying a claim.
  4. No one in Virginia matches our experience. BenGlassLaw files more disability appeals and lawsuits in Virginia than any other firm. In fact, over 80% of all new long-term disability lawsuits filed in the Federal Courts in Virginia are filed by BenGlassLaw. (Verify on Pacer, the official government site for Federal Court lawsuits.) Here's our secret to how this gets done.
  5. We get money for the client in over 90% of the cases that we accept for representation.
  6. We handle cases all over the country, using local counsel (at no cost to you) when required. 
  7. When we represent you in a claim that has been denied, we only get paid if we win. 
  8. We have flat fee consulting available if you want to chat and do some planning before you file a claim or have questions while you are on claim. (If we represent you in the denial, all future consults are without additional fees.)
  9. The non-lawyers on our long-term disability team know more about ERISA disability claims than 99.9% of all lawyers. 
  10. Lawyers from around the country pay up to $8,000 to attend BenGlassLaw disability seminars held in our world-class training center.
  11. If you have a denial letter, we make it super-easy to get it reviewed and evaluated, for free. Visit www.FreeDenialLetterReview.com.
  12. We help people all over the country, using local counsel when required, at no additional charge to the client. We believe that disability claimants should have access to the right attorney for them, no matter where they live.
  13. We have better online reviews for our long term disability team.  Read them here and here.
  14. We have better free online disability resources for you.
  15. We wrote the book! Ben Glass is the author of a terrific book on long term disabilty claims that you can download.
  16. Not near us? Your location doesn't matter. Most of our clients never set foot in our office. (But you can take a tour of BenGlassLaw here!)
  17. You can register for our free webinar on what to do before you file your disability claim.
  18. We have a proven process that puts you in the best position to win your claim.
  19. We stay with you for the life of the claim. Once you have us it's never you v. the insurance company again.
  20. You may be sorely tempted to do your own appeal. Please watch the entirety of this video - a federal judge told Ben "these people needed lawyers."
  21. If do choose to go at this without a lawyer please watch the entirety of this video. We explain what goes into an appeal.
  22. Ben Glass is a nationally recognized attorney and thought leader. Want to "hear" him before you become a client? Ben is a sought-after guest and has been interviewed on Maximum Growth LiveMaximum LawyerLegal MastermindMain Street Author on AmazonDentist Freedom BlueprintTrial Lawyer NationLessons from LeadersWorld of MarketingThe Law EntrepreneurSound Laws of SuccessLawful Good and Tiger Performance Podcast.
  23. You can get life lessons from Ben!

The claimant was a Network planner/installer who was injured in a surfing accident in August 2014  when he fractured one of his cervical vertebrae. He then developed chronic, debilitating pain. He applied for disability benefits through his employer’s ERISA governed long-term disability policy and was denied. He then appealed his denial (internal appeal) on his own and was again denied. The plan afforded a second “voluntary” appeal and he retained counsel for that appeal.

An ERISA administrative appeal followed which argued, in large part, that CIGNA had not afforded the claimant the full and fair review guaranteed under ERISA because the file was not reviewed by an appropriate healthcare professional. The appeal argued that the insurance company’s  internal medicine reviewer was not an appropriate medical professional under ERISA  in light of the extensive orthopedic, pain management and neurologic treatment the claimant had received. The appeal also argued that a reasonable fiduciary could not simply ignore the well-documented complaints of pain and the opinions of the treating physicians regarding the debilitating nature of the claimant’s pain. Finally, the appeal argued that the insurance company had made no proper assessment of the claimant’s occupational duties and had instead merely labeled the occupation “sedentary.”

The appeal included an extensive analysis of ERISA caselaw, updated witness statements and additional medical documentation and literature.

CIGNA reinstated benefits. 

The Expected Lifetime Value of the Monthly Benefits is $947,394.

Ben Glass
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Ben Glass is a nationally recognized car accident and ERISA disability attorney in Fairfax, VA.