Our client was struck by a student who had left a party at which he had been drinking. Our investigation revealed that his friends had actually tried to stop him from leaving and they called the police when he got into his car. Our client suffered a bad concussion which caused a minor brain injury that resolved, however he essentially missed a semester at school and did not graduate on time. Important lesson from this case—the defendant had only $100,000 in insurance coverage. Our client’s family had additional coverage under their own auto policy. This coverage was for underinsured drivers.