One of the questions that is frequently asked by our clients is – “who is going to pay my medical bills?” It is understandable that this question would be one of the first ones to come to mind. After all, serious injuries can cost a lot to treat and it doesn’t take long for that stack of medical bills to become overwhelming.
We tell our clients to do the following after a Virginia auto accident:
- Use your own health insurance policy. If you have a primary health insurance policy, use it to pay your medical bills. The last thing you want to happen is to have your doctor send your account to collections.
- Review your own auto insurance policy. Some insurance policies will include medical payment coverage, also known as Med Pay. If you are not sure if you have this coverage, call your insurance agent. He or she will be able to give insight into the coverage, including your limit.
- The insurance company for the at-fault driver will ultimately be responsible for your medical bills. However, the insurer won’t pay until the end of the claim when you receive one lump sum payment. Most doctors won’t wait two to three years for payment, though. That is why you need to look into your own insurance first.
We have created a video that you can view, which answers the frequently asked questions following a Virginia car accident. Watch the video for additional information.
Be sure to order a copy of the must-read book, Five Deadly Sins that Can Wreck Your Injury Claim. This book is FREE to Virginia residents and can be ordered by filling out the information below.