A federal judge in Texas has not only denied an ERISA long-term disability claimant's claim, but, on learning that the insurance company caught the claimant on video doing things she had said she couldn't do. ERISA long-term disability claimants must assume they are being videotaped.
We see it in almost every case. If you get caught misrepresenting your condition you waste your lawyer's time and the Court's time. In this case, the court went so far as to call the claim fraudulent and suggested that the lawyer submitted a fraudulent claim. The full opinion Lemon v. Liberty Life Assurance of Boston is here. You can order Robbery Without a Gun, an expose of the long-term disability insurance industry, by visiting our website.