Understanding Long Covid
Long COVID, also known as post-acute sequelae of SARS-CoV-2 infection (PASC), refers to the lingering effects of COVID-19 that persist long after the initial infection. These chronic symptoms can severely impact daily life and the ability to work.
Defining Chronic Symptoms
Chronic symptoms of Long COVID can significantly affect daily activities and job performance. Common symptoms include:
Persistent Fatigue: A constant sense of tiredness that doesn’t improve with rest.
Muscle Pain: Ongoing discomfort in muscles or joints.
Cognitive Impairment: Difficulty concentrating, memory problems, and brain fog.
Long COVID Impact on Daily Life
Because of the persistent fatigue, muscle pain, and cognitive impairment that Long COVID causes, it makes it difficult to perform daily tasks and maintain employment. The impact on daily life can be devastating, opening leading to feelings of isolation and depression.
Navigating the Recovery Process
Seeking Medical Attention
It is essential to seek medical attention from a qualified healthcare professional to diagnose and treat Long COVID. This is not only important for you to have professional medical guidance for your healing process, but also because when applying for long-term disability insurance benefits, medical records play a critical role in supporting your claim.
Long-Term Disability Benefits and Claims
Eligibility and Application Process for Long-Term Disability Claims
To be eligible for long-term disability benefits, individuals must meet the insurance company’s definition of disability – although if it was that simple, we wouldn’t be writing this article. The application process can be complex and time-consuming, requiring thorough documentation of medical records and work history.
Often times, long-term disability benefits are denied by insurance companies for for many reasons, which is where our law firm, BenGlassLaw, comes into play. If you are thinking about applying for long-term disability benefits for long covid, we offer pre-claim consults. If you’ve already been denied your long-term disability benefits, you can upload your denial letter from your insurance company here and our experienced team will review it for free and give you personalized feedback.
Understanding Long Term Disability Insurance and Disability Benefits
Long-term disability insurance provides financial protection by replacing a portion of lost income. Understanding the terms of long-term disability insurance coverage is crucial for navigating the claims process and securing disability benefits.
Overcoming Insurance Company Obstacles
Common Reasons for Claim Denial
Insurance companies often deny long-term disability claims for due to lack of medical evidence, incomplete applications, or failure to meet policy definitions of disability. These companies may prioritize profits over policyholders, leading to unfair claim denials.
Appealing a Denied Claim with a Long-Term Disability Lawyer
An experienced long-term disability lawyer, like our team here at BenGlassLaw, can help individuals appeal a denied claim and secure the disability benefits they deserve. It’s so important to focus on finding an experienced attorney for this niche legal field, so they can help you navigate the complex appeals process and fight against insurance company obstacles.
Working with a Long-Term Disability Attorney
Fighting for Your Rights
A long-term disability lawyer can offer crucial legal representation and vigorously advocate for the rights of individuals suffering from Long COVID. With a deep understanding of disability law, an LTD attorney can help clients grasp their legal options, ensuring they are fully informed and prepared.
Additionally, a skilled lawyer will guide individuals through every step of the complex long-term disability claims process, from gathering necessary medical documentation to communicating with insurance companies and filing appeals if needed. This support not only increases the chances of a successful claim but also alleviates the stress and confusion that often accompany the process.
Navigating the Long-Term Disability Claims Process
Our pre-claim consultations offer guidance for you before you submit any forms to the insurance company – the goal is to set you on the path to success so that you can secure the benefits that you deserve.
Avoiding Missteps in the Claims Process
Common Mistakes to Avoid
Common mistakes in the claims process include submitting incomplete applications, providing insufficient medical evidence, and missing crucial deadlines. Avoiding these errors is essential for increasing the chances of securing long-term disability benefits.
By ensuring that applications are thoroughly completed, medical documentation is comprehensive, and all deadlines are strictly adhered to, individuals can significantly improve their likelihood of a successful claim.
Qualities To Look For in A Long-Term Disability Lawyer to Help With Your Long COVID Claim
Successful Track Record
A top long-term disability lawyer should have a proven track record of securing disability benefits for clients. This success instills confidence and reassurance in clients, knowing they are working with an attorney who has consistently achieved positive outcomes in similar cases.
Decades of Experience
An experienced long-term disability attorney should possess decades of experience handling disability claims and appeals. This extensive background allows the lawyer to provide valuable insights and guidance throughout the claims process, leveraging their deep understanding of the intricacies involved in disability law.
Nationwide Reach
A top long-term disability lawyer should have a nationwide reach, offering services to individuals across the country. This broad reach ensures access to a wider network of resources and expertise, allowing the attorney to effectively assist clients regardless of their location.
Conclusion
Long COVID can have a significant impact on daily life and the ability to work, making it essential to understand the recovery process and long-term disability benefits. Working with a qualified long-term disability attorney can help individuals navigate the claims process and secure the disability benefits they deserve.
Is Long COVID Keeping You From Working, Or Have You Already Been Denied Your Long-Term Disability Benefits?
Since 1995, BenGlassLaw has been helping sick, injured, and disabled workers fight unfair claim denials, get the benefits they paid for, and get their lives back on track. We are passionate about restoring our client’s denied benefits because insurance policies should be part of the solution, not a cause of additional stress. What makes our team unique?
Our Experience. We file more long-term disability appeals and lawsuits than any other firm in the Mid-Atlantic. (Source: Pacer, the official government site for Federal Court lawsuits)
Our Leadership. Our work in ERISA Law is recognized and respected across the nation. We speak at national events and teach other national disability attorneys about our own techniques and processes for handling ERISA and life insurance denials.
Ongoing Support. Once we get our clients back on claim, it’s never them vs the insurance company again. For as long as our client receive benefits, we handle the insurance company — which is why we manage over $33 million in future disability benefits on behalf of our clients.
Listen to Ben Glass Argue Long-Term Disability Cases in Court. Want to hear Ben work before you hire the BenGlassLaw Long-Term Disability Team? You can listen to Ben Glass at work in long-term disability cases here.
