Don’t buy into the myth that you need to hand over every detail of your medical history to the insurance companies after an accident. The only thing they need to know about your health is what injuries they should cover the bills for in relation to your accident. Leave the past in the past when settling your case on your own! 

One of the first things the insurance adjuster may try to get you to agree to is signing a medical records release form, also known as a medical authorization. If you sign this, you are giving the insurance company access to your entire medical history. 

Many times, an accident victim does not need a lawyer for the case, but he or she may end up running into trouble if he or she signs the release form. The insurance adjuster will look for any past injuries or procedures done on the area you are claiming is now injured. Knee surgery from your college football days doesn’t mean your currently sprained knee just occurred out of nowhere; it was because of another’s negligence! 

The best way to avoid giving too much information about your medical history is by providing your medical records on your own. Obtain ONLY the copies of the records related to your injuries from the accident and nothing more. That is all the information the insurance company needs.  

Don’t Deal With Insurance Companies Until You Read My Book!

Settling your accident case depends on knowing how to deal with the trickery insurance companies use to devalue or deny your accident case. You might not need a lawyer, but you DO need a lawyer’s take on the whole process! 

If you think you’re ready to handle your accident case on your own, I encourage you to visit my website and download a FREE digital copy of my book Get It Settled! The Accident Victim’s Guide to Settling Your Case without Hiring a Lawyer. Of course, I won’t leave my clients hanging in the wind. If you think you need a lawyer to help you settle your case, contact Ben Glass Law at 703-584-7277, and we’ll set up a consultation.

Ben Glass
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Ben Glass is a nationally recognized Virginia injury, medical malpractice, and long-term disability attorney
Although this is the case with some insurance companies, if you do some research into the company you are wanting insurance from then you will actually find out that we are not all as bad as you may think. However thanks for the post you gave some compelling points.
by onesureinsurance January 4, 2013 at 10:22 AM
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