You May Not Need a Lawyer for Your Legal Issue,
but We Are Here to Help You!

BenGlassLaw is dedicated to educating Virginians about personal injury, long-term disability, and insurance appeals cases so they can hire an attorney with confidence. We believe in "giving away" our legal knowledge, enabling people to make the best choices for their case.

Before you talk to an adjuster or sign any forms, browse our library of FREE books and articles about personal injury, long-term disability, and insurance appeals claims.

BenGlassLaw’s Six-Point Assessment of Personal Injury Cases – Do You Really Need an Attorney?

Some attorneys are all too happy to take your personal injury case, and they never tell you that most small car accidents can be settled without an attorney. How can you know that your case requires an attorney? What should you do if you don’t need an attorney?

BenGlassLaw will never try to convince you to hire us if we don’t believe we can add value to your case. BenGlassLaw believes in empowering through education, and for the car accidents that we know the victim doesn’t need an attorney, we will direct you to our resources to handle the case yourself.

How Does BenGlassLaw Evaluate Personal Injury Cases?

Our lawyers perform a Six-Point Assessment of your case to determine whether hiring an attorney makes sense for you.

  1. Determine Fault – Virginia is a contributory negligence state. If you are at-fault for your accident, even 1% at-fault, you cannot recover damages for your accident. Often, insurance companies use this to reject personal injury claims, even when the victim didn’t contribute to the accident.
     
  2. Current Injury – The worse your injury, the more it makes sense to hire a lawyer for your personal injury claims. Accident victims with serious injuries, like broken bones or torn ligaments, should consult with an attorney BEFORE making any recorded statements with the insurance company.
     
  3. Previous Injuries – Insurance companies love to use previous injuries as a reason to fight car accident claims. They will point to your previous injuries and claim your car accident injuries are “preexisting.” We will review with you your past medical history to see what impact your health history will have on your settlement.
     
  4. Treatment – Insurance companies have a ”length of treatment algorithm” that they use to determine how long you should be treating. If your medical treatment takes longer than the insurance company deems is normal, they will not give you a fair offer for your medical bills.
     
  5. Car Insurance – “You can’t get blood from a stone.” We have seen more good cases torpedoed by poor insurance then we can count. As most people don’t know, it is perfectly legal to drive in Virginia without car insurance. If the person who caused your accident is uninsured or underinsured, we will need to look at your policy to see if we can find coverage to pay for your damages.
     
  6. Your Health Insurance – Many health insurance companies will seek repayment of bills they paid on your behalf. Will make sure they don’t get more than they deserve (which is sometimes zero).

Your Personal Injury Six-Point Assessment is Free - You Don't Pay us Anything Until the Settlement!

Answers to the Top 5 Questions About Car Accident Cases in Virginia

  1. "Is it possible to settle my own case if I was not injured and there was only property damage?"
    Yes, and we've published a report you can download for free. But the truth is that you should still speak to an attorney about your case, especially if you've been injured in an accident.
     
  2. "Should I speak to the insurance adjuster?"
    You should read this page first, but yes, you can. Just make sure you're informed about your rights. Keep in mind, anything you say to an insurance adjuster can be used against you in your claim.
     
  3. "Should I sign the medical records release for the insurance adjuster?"
    You can if you don't care who sees your confidential medical records. (By the way, you probably should care who sees that information!)
     
  4. "What is 'contributory negligence' in a car accident case?"
    Virginia has a harsh 1% rule. If you are at fault even 1%, you will not have a case. It is essential that you find an attorney that will be honest with you about this 1% rule.
     
  5. "Who will pay my medical bills until my case is settled?"
    If you have health insurance, submit your bills to your health insurance company. If you don't have health insurance, you will need to arrange payments with your doctor or hospital. Avoid letting your bills go to collections because that can hurt your credit.

Top 4 Questions About Long Term Disability Cases

  1. "Does my last day of work affect my long-term disability claim?"
    The day that you stop working is an incredibly important factor in your long-term disability claim. You'll ultimately have to justify this decision to your insurance company.
     
  2. "Should I apply for Social Security Benefits and Long Term Disability Benefits?"
    If you are disabled, you can apply for both social security and long-term disability benefits. If you are approved for social security benefits, you may be required to pay back your long-term disability company.
     
  3. "Should you hire an attorney for your first long-term disability appeal?"
    Some can file their initial appeal successfully, while others should consult with an attorney first. For more information, you can download Don't Try This at Home, my free guide on long-term disability cases.
     
  4. "Why are long-term disability benefits usually denied?"
    There are two main reasons an insurance company would deny your claim. 1) You do not meet the conditions for being disabled as defined in your contract or, 2) You are a victim of a frivolous denial of your claim.


BenGlassLaw has offices to help you with your case in Fairfax, Richmond, Virginia Beach and Williamsburg.

Representation in jurisdictions where we are not already licensed is performed in conjunction with local counsel–at no additional legal fees to the client–and with permission of the court.


"Thanks Ben, you are not like the attorneys they talk about on TV... thank you for this information."

Remember, when you order one of our consumer information packages (on injuries and car accidents, Virginia worker's compensation, or long-term disability), you get a FREE, no-obligation mailing right to your door with the tools you need to make smart choices about your case.  Plus, you'll get our non-boring, non-lawyer-like consumer newsletter (it's got a great monthly recipe column), all of which is designed to make you a smarter consumer BEFORE you talk to that adjuster, hire a lawyer or sign any forms.

You can always call our main office in Fairfax, VA, and speak to one of our assistants to arrange an appointment with one of our attorneys by calling 703-584-7277.

We can help you with settling a Virginia car accident case, appealing your insurance claim, reinstating disability benefits after being denied or terminated, and more.